Not an alternative to credit card. They use your current credit card to then spread the payments out over 4 fortnights. Costs you nothing to use. I'm a holder of TCH and AFY and have used AFY. It's very simple and why wouldn't any rational person choose to have their credit card charged in 4 instalments over 4 fortnights rather than have 100% charged straight away.
AFY Price at posting:
$2.20 Sentiment: Buy Disclosure: Held
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