"The mining boom has a lot to answer for ie increased income...

"The mining boom has a lot to answer for ie increased income resulted in people leveraging more from bank, miners have little accountability ie do you think FMG if they were in trouble would keep their staff on just cause they got mortgages"

You cant be serious? Hwo about people take responsibility for their own actions? Its hardley the employers fault the employee cant live within their means....

You mention greed-cant get much for greedy than someone spending money they dont have so they can have 'it all' now...