I have watched from the sidelines as a sceptic for some time. I still do. When something looks like it is too good to be true it usually is. The idea is good but seems to have been hijacked as a pyramid type scheme. As someone that had his identity stolen once with serious consequences I have every right to doubt the security of such an investment. I expect that one day someone will suddenly realise that it is a case of "look the emperor has no clothes". Not for me.