none of the people you mentioned have an ounce of integrity....

none of the people you mentioned have an ounce of integrity. lagarde wears more in one outfit than i earn in a year. these are people with a vested interest in the fiat status quo, xrp is right up their alley. it is a distributed payments system. not a decentralised payments system. xrp is great for inter bank, cross border payments. using xrp as the payment token for a transaction tho, should, over time, become cheaper? or stable? either way, xrp is not removing banks as the trusted middleman for us worker drones. blockchain tech will evolve over time and many real assets will be ledgered, tokenised and cut up into pieces to be offered to others as a piece of something they could never own one of. great for the middlemen that currently take a slice of our fiat on each transaction.