Ricky electricity here in the phils is by far the most expensive...

Ricky electricity here in the phils is by far the most expensive thing even more expensive than australia.. . 11 peso per kwh that's reaching nearly 30c aud per Kwh

water not so maybe 6 dollars a month for water

and the rest is comparative to their wages ..

the average wage is between 10k to 20k a month in peso
250 to 500 aud

But saying that 25% of the working population are actually ofw( overseas workers)

20million filapinos working abroad sending their money back to their families .. that's why philppines is leading in economy in Asia.

filapinos get 8 to 10 times the money abroad than they would working at home

so there is plenty of room for them to spend and pay back micro loans.