Thanks bud for the info. I'll look further into those companies...

Thanks bud for the info. I'll look further into those companies

Yea I normally look for the bottom as much as i can not so much for the cheaper price but more about how many more shares i can grab.

In reality tho you always end up with the higher entry price point and topup when it goes down.

The Bir (ato equivalent) in the ph have been cracking down on filos not declaring income over many yrs now. The issue i see is the minimum 10k pesos required to open a bank account. Not sure if its a govt requirement and its swayed the public from opening bank accounts. Hence why i think pil if can do it right wil be well placed.

Theres already heaps of money transfer companies focused on ph such as worldremit and transferwise but none have combo of loans included in the same platform. If pil from what i understand is heading in this direction then its a big winner. They mentioned the likes of following gojek so we know they have big plans ahead. Implementation wise lets hope they can pull it off.