Tell me where I am wrong is crypto a good payment transfer...

Tell me where I am wrong is crypto a good payment transfer scheme - no it isn't, is it safer than traditional bank account - no it isn't (theft is common), is it easily replicatable - yes lots of copy cat coins out there. Therefore crypto is nothing but a scam, no utilitarian value, no security, easily replicated. On top of that horrendous for the environment. A bitcoin doesn't produce any wealth, doesn't produce any food, doesn't produce anything of material benefit. All the holder of a bitcoin hopes is that there is a greater fool out there to buy it at a higher price.