Genibottle - is 20% pa interest a legitimate interest rate...

Genibottle - is 20% pa interest a legitimate interest rate charged by the banks to BNB?
Maybe it is just the banks trying to screw BNB, and if that is the case, maybe BNB should just say shove it, and go into administration.
Also I'm curious why BNB renogiated the debt owed to them by BBP without even collecting interest on the loan for the next year, and they are looking at postponing it even longer. This tends to indicate that BNB are not looking out for the interests of their shareholders!!!