BNPL game is ON, page-101

I certainly agree with some of your synopsis Goodfella, although I think that the lights would have gone out already by the time we got to 20%, and the world is just too indebted to sustain it. But there's a lot of reasons for rate rises to continue, not least among them the ongoing spiralling oil, wages, cost of commodities and consumables uplifting inflation and the fact that our rises have been mild and measured compared to other countries in the world. Almost every business we know of which is involved in buying money and reselling it has been crucified by investors, in spite of generating profits in many cases. ZIP was designed for zero interest rates and has never been anywhere near profitability - I think the outlook is grim.