You can open an account with FIG and trade high yield bonds. However there are some limitations to trading online.
One being a minimum balance of $250k . This is to deal in retail bonds only.
The majority of high yield bonds are available to sophisticated investors only.
You need to be registered as such . Some of the qualifications include having $2 million in clear cash assets plus various declarations from your accountant. The main idea of holding bonds is to obtain a constant income flow.
If you are saving cash you are doing something right so keep at it.
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