Im a broker. Will need to know how what the balance is on your investment loan. How much is the monthly repayment on the investment loan and how much is your repayment on car loans? Do you have any dependent children?
You probably won't be able to use any of your wife's income. Most banks want at least a full year tax figures. You might not be far off qualifying on your income alone. .....If you don't have any kids. They are expensive.
