My Mrs likes to be financially independent and has her own money. That's her choice.
She still works while I retired years ago.
I also have my own money and we also have a shared account.
At the time of purchase we had a car each but I recently decided to sell mine and am contemplating whether I need another one or not.
It would be a self indulgent toy if I did buy another one.
...because with an e-bike and public transport and a car in the driveway I don't really need another one.
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