Brokers became more bearish, page-21

To really acitane whether Zip has a future in the BNPY space, their is a few things you really need to look at going into the future.
The Australian government is now reducing its commitment to social welfare payments and will continue to reduce these payments as time rolls on, many people will be getting a lower income , therefore they will be needing to increase their income to meet a standard they are used to living.
So the majority will be looking to start up their own business, thats where Zip comes into play with their flexible payment options, as they will need to adjust their payments for services to suit their household budget , another factor that helps Zips credentials.
Logic"s plays well into Zips future as being a succesful platform that Zip has created.
To me Z1p management are one bunch of very smart cookies, and they look well into the future, not like other companies that are playing follow the leader!