Volatility should be 100% (change of 100% over 12 months)
I would set the interest rate at around 8% - some set at 10% as a rule of thumb (Buffet) - but with such low rates across the board perhaps drop back a bit
Don't set the interest rate risk free rate of return at 2-3% - you have to be realistic with the risks involved - you could get 6-8% with high quality corporate bonds or stocks.
Each to their own I guess
Either way oppies are cheap
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