I was under the impression that most funds charged the life insurance by default, and it was up to individual fund members to have to go to the trouble of writing in if they didn't want it.
Of course it's a rort allowing them to pick up easy money because most people won't notice or don't care, and the effort to take it off is a barrier to anyone doing it.
I think you'll find it's the same for any fund you might be thinking of changing to, but good luck in your search!
