"Maybe a better solution would be to do away with both the FTTN and FTTH NBN, and just do a fibre connection point at the front of the property. "
That's just the point. Fibre has to have a endpoint to the cable, That is the node.
It is uneconomical to splice fibre in front of each house.
FTTH has a node somewhere and then the next piece is fibre (or copper) to the home.
The point initially is to get fibre to the node.
When fibre went past small towns, they did not splice unless there were a minimum of 1000 connections in the town. That is why so much is wireless.
Before Labor initiated one piece of fibre of the NBN, a telstra engineer calculated approx. double their initial budget to complete the job. (at least).
There were vast quantities of fibre installed for years before the NBN was implemented. But these were links from town to town.