ZIP 1.45% $1.70 zip co limited..

buy now pain latter, page-69

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    It might be more prudent to look at the detail and how BNPL is appealing to the lowest credit quality customer and the perceived attraction quickly turns into an expensive exercise with late fees and impaired credit scores.

    Americans are fiercely protective of their credit ratings and a BNPL debt increases the costs of many other forms of finance

    Despite the large TAM it takes ten good experiences to overcome one negative experience and you may find that each territory reaches saturation before profitability
 
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