So in 2 years time what will you be saying to your family and...

So in 2 years time what will you be saying to your family and friends? It's either;

" Remember two years ago when Monarch was 45 cents. Talk about bargain basement prices. If I knew back then what I know now I would have re-mortgaged the house" or

" Remember that company Kiernan was trying to turn around two years ago. A real pity wasn't it"

So what is your gut telling you?!