Yes 'all loans'. It wouldn't be too much to farfetched to assume that Thailand has 3 times the personal loan default rate as Australia (therefore ~6%). Whatever the percentage is, its significantly higher than developed. its no coincidence Afterpay is targeting Europe next, and hopefully Canada and Japan after. The business model there is proven. SEA would be very risky. As a shareholder I'd like them to stay far away from there for the time being. Just my opinion.
APT Price at posting:
$30.58 Sentiment: Hold Disclosure: Held