@AlanMacMaster I think your capital generation calculation for Q1 is missing the ~ $130 M that they paid out in dividends in Q1 - they are literally running to stand still in terms of achieving the board's target. Perhaps time for them to look at one of those funky off-market buybacks that the banks were so fond of a couple of years back - they require a reasonable franking credit pool to pull one of those off but I think that the pool must be building quite strongly.
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