occam, you said you would not get into an argument, but you display or appear to have a real aversion to property as an investment....
All I can say is, the most successful investors do not restrict, or limit their options in regard to their investments.
In the earlier days, prior to the fabricated introduction of financial planners, for many it was their accountant who guided them on the road to wealth. Today the small business and the best businessmen still rely on their trusty accountant for investment advice. It is only the minnows and basically the suckers that listen to a financial planner. You will find most financial planners will direct you to equities, or products that pays them a commission. Rarely will they suggest you split your investments into the 3 stable asset classes, of cash, property, and equities, which was the staple diet of advice by the accountants.
