We all live different life styles and spend money differently and to disadvantage some because they choose spend money on their house.
How many have upgraded their homes simply as a plan to be entitled to at least a portion of the pension.
It is basically re-arranging their financial position to get some freebies. On that bases, cash franking refunds are simply a freebie to many lower income families who may be entitled to the CSHC.
A financial advisor would recommend that upgrading or renovating one's home to be entitled to a part pension.
All this nonsense would be avoided, if people were entitled to pension at the retirement age.
