I use 'imo' because I am aware that those upset with hearing...

I use 'imo' because I am aware that those upset with hearing these potential scenarios will report it based on me not clarifying it being my opinion.

It is deemed financial advice if one does not make it clear that a posting (on the whole of hotcopper - not just this thread) is an opinion and not a recommendation to be relied on. Read the TOU.

My opinions of the company are based off interpretation of available information - i.e. 'facts'

Laughable effort trying to again discredit my posts, this time based on the fact I followed TOU.

Please use current facts and announcements to argue against my viewpoint instead - this is a discussion forum after all?