agreed - this mob have spent far too long developing a product...

agreed - this mob have spent far too long developing a product they're not even realising yet

targeting banks and credit unions is good but like you said, no big bank is going to go with them and credit unions aren't a huge part of the market..

think they need to get in some new blood or buy acquire another company to generate more cashflow.

sadly - share price will remain stagnant unless someone big signs on for the product or an acquisition occurs...