Eng. I didn't say they weren't qualified, I said there are not...

Eng. I didn't say they weren't qualified, I said there are not fully qualified as financial planners and per ASIC. The definition is very clear that the advise must be in the best interests of the client.

If Centerlink are not allowed to give advice as to how to maximize your Age Pension then they can't be acting in the clients best interests, and thus not compliant under ASIC rules, although I'm sure they have an exception due to some funny legislation.

However at the end of the day it sounds as if you are saying that you need to go to Centerlnk with your situation / proposal and they will give a Yes / NO answer, and some advise around some of the benefits, but if they are barred from advising on how to maximize an age pension then that would be a big hole for most people - IMO