My comment is to seek diversity. Physical gold and silver (only to a point where you feel safe to hold/store it without it being on your mind), some stored in Perth Mint (I'd love to go to South Africa and bring back a bag full of Krugerands). MGF investment (Magellan Global Fund) provides a good bet also, Have a look at iTrust (google it -interesting idea - itrustinvest.com). I'd also look to drop a good portion into a superfund as a safe haven that has options for investment strategy that you can change (there are rules about contribution limits, concessional and non -seek help with a quality fund). Put a limit of $250,000(limit of gov guarantee) into different banks (ADI list -look it up, -might be unnecessary, but why take a risk if you don't have to? check which banks own others...). Do a bit more homework on recession/downturn proof investments, like food retail (Coles etc), and infrastructure (transfixed etc), and stick your toe in the water for some spec shares for a bit of fun (a few $ into rare earths, hydrogen (like Hazer HZR), battery storage (like RFX?) and/or maybe something that interests you, purely to have a giggle with and keep to yourself young). These are all quite plain 'vanilla' options, which seems like a nicer flavour as you get older, but if you want some more sprinkles, then easy to slide up the scale with less diversity. Good luck, and stay sunny side up
