Billy, Billy...Financial planning?
On a hunch or a gut feel!
Billy you have just described the essence of all big business and their beginnings. Almost all business public or private have their beginnings on a hunch or gut feel.
Financial planning is an 'ideal' and not a one shoe fits all...if it was then we would not have a market or an apple or a google or even Ford, IBM, microsoft ..you get the point. Unfortunately and fortunately risk is at the epicentre of all things great & Small
