GaloreThanks for bringing it to my attention much appreciated. I...

Galore
Thanks for bringing it to my attention much appreciated. I don't think I am naive and would not have suspected a front office bank teller to be part of what amounts to be pyramid selling. So thankyou for that. However I am automatically suspicious of financial advisors. The training of them leaves a lot to be desired as most were previously commissioned rewarded insurance sales people, without any real financial background. Just start asking them what qualifies them to give advice and apart from commissions how have they increased their own wealth. Sharks basically.