Bank financial planners what do you expect?
They make their coin and get their trips by pushing bank funds and insurance policies.
The fact they have 80% of the financial planners out there, plus the recognition of the name and a massive ad budget, means most people don't have a clue or a hope.
Still, I spose losing 50% of your investment at Comm Bank Financial Planning is better than losing 95% after a great tip on Hotcopper! lol
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