CBA commonwealth bank of australia.

CBA TA update, page-3161

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    An embarrassing dyslexia correction (not that I'm dyslexic):

    Assets are (mostly) loans (not deposits) and Liabilities are (most) deposits).

    And as an aside, whether debt issues from 2024 report, or "total debt" from H1 2025, the debt is tiny compared to assets and liabilities.
    As deposits grow it is (almost) inevitable that debt will grow to cover reserve requirements - as cheap debt is going to be less expensive than using profits. The reserve is likely simple deposited with the RBA at possibly a higher rate than the cost of the debt.
 
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