CCV is on the move, page-34

I don't think that is their game.
They have a network of second hand stores where customers know they can get short term financing without issues. This is their point of difference, brick and mortar, face to face immediate finance where banks aren't interested. I don't see opportunities for runaway growth, just a mature business that offers advantages of recognition and familiarity that I believe will persist for years to come.
Fintech will continue to take over the business lending and short to mid term interest earning deposits space from the banks, but I see where the individual loan sizes are small, a pawn shop which pays its way through its second hand business can service these smaller loans at the same time. And thats all CCV ever should and will be in my opinion. CCV efficiently processes a high volume of small to mid loans with their face to face service that fintech can't match yet. Its the complementary pawn business (not their most profitable part on its own) that enables this.