T3 is just the same as the old days with manual (non-electronic)trading... buy/sell-settle-clear funds. The banks insisted on it (clearing funds) and no one has (believe it or not) moved with the times. I'm not too sure if you can make an arrangement for special clearance of funds, reducing it to T1 or not. Result, the brokers/trading houses/ banks get to play with your cleared money on the short term money market etc and they have been getting away with it for yonk's... Thats my opinion anyway.
As far as CFD seminars... cmcmarkets and IG have them running and (I'm not home at the moment so I can't check) but I think one of them has sessions coming-up in the very near future all 'round the place... capital cities ie.
What I would like to know is, checking the tax side of things... is it just like going to "Royal Randwick" ? (he he he...)
