PayPal will be the biggest loser, they were a monopoly in providing secured payment service but the introduction of single use card has made the product redundant and once the BNPL expand geographically they may have to wind up the product. Pal Pal will also become one of the BNPL players in the long run. However, Pay Pal is well diversified and they are doing well in cross border transfers that should compensate the secured transaction revenue.
Chances of come back, page-21
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