I would suggest reviewing any recommendations by Morningstar in...

I would suggest reviewing any recommendations by Morningstar in the same way that one views the rating agencies, i.e. Moodys or S&P: with a high amount of skepticism. The former and the latter definitely do not have your interests at heart and without a doubt are not objective observers and assessors - they need to get paid somehow - who do you think pays for their assessments?

In other words, Morningstar, Moodys and S&P assessment/reviews mean SFA - the GFC at least taught as that much.