My current stocks are NCM CCP WPL TGR QUB. All have good yields...

My current stocks are NCM CCP WPL TGR QUB. All have good yields and are not trading at crazy valuations.

I hold 65.5% property {physical House & land} 8.5% physical gold, 7.5% Equities, 18.5% Cash. The plan is to put the rest of the cash into my existing equities when the market tanks. I know from the last crash that if you are holding quality averaging down will be rewarded over time. My gold holdings are insurance against a full financial meltdown, I would like to hold more gold but staying balanced is more important. I don't think there is a perfect formula, but my objective is to preserve my capital in a market that is more dangerous than many realise. If some predictions come to fruition, a lot of superannuation funds are going to do very poorly. Charelsn comments above are are good example of how brazen some traders are, reminds me of myself in 2007 when I had more money and less understanding.