Chart Thread, page-31

PIL is building a strong foundation with both the management and SP. There is no doubt that they will be a key competitor in the SEA in the coming months and years. Serving a population of 102m where 60% or more is either unbanked or underbanked is a huge potential. The internet penetration in the SEA, mobile banking, neo banking & BNPL trend is very strong and is growing in a rapid level. PIL with its in-house technology is right at the centre with world leader collaborations to come in. Just a matter of weeks or months I believe.