A friend of mine had been in the market for over 50 years...

A friend of mine had been in the market for over 50 years and
told me that you can never time the bottom or top of the market. His stoic nature inspired me and his memory will live in my thoughts but I share his advice even if it’s common knowledge.
We don’t really know what’s around the corner but the excitement is in the unknown when the odds are in your favour. Zip is a buy at these levels and especially if they are in the $5 . Sentiment is nonexistent and hence the opportunity.

Larry is hiding a lot hence his “rolling eyes”
From a long term holder perspective, the Best sign is the growth of TTV and gross income.
Any good business needs to show growth and efficiency.
Marketing is a future capital return in multiples relative to spend, not a true negative expense. People are assets to corporations and hence, the greater the marketing the greater the return. Investment in talented individuals an asset.
Bad debt and cash flow are the real cogs that need lubricants.

Good luck to the team at Zip