How would that help anyone? Businesses with a credit card - that just becomes complicated and there is not really an extra interest free period above the credit card period.
The whole credit card reservation is the fatal flaw of the product. It is short-termist. In the presentation they claim their goal is to be the #1 payment solution. #1 but still piggybacking on competitors, where the competitor can shut them down whenever they want?
What happens if a business is bankrupt and the reservation is forced off the card? Or the card is cancelled? Good luck with that.
This isn't moving because of a good product, it is moving due to FOMO. There is no value to this product. It will go to 0 eventually. Even the global strategy is pretty silly. Chasing every country and succeeding in none.
SPT Price at posting:
74.5¢ Sentiment: Sell Disclosure: Not Held