Morning Max,
I've held for a year & two weeks, (average in the high nines)...that's the reason I posted the yearly comparisons...
Also many of the HC CVI regulars who still hold got in at around the same time or before - they'll have done better.
If you want reasoned debate don't go near a ClarkKent fantasy thread as it'll probably be wiped by next morning...
Regards
Chalea