yes, buyandhold that is another way of working it well. re dont...

yes, buyandhold that is another way of working it well. re dont have the LVR too high. me being caught up in the bull run, had always ran with a geared portfolio geared to the absolute brink, with an LVR just under a margin call situation. i hoped and hoped they would recover and averaged down to just about nothing. very tough lesson for me, ill gear up again but not till firmly in a bull market again and ill reduce the LVR when talk comes out of another crisis on the horizon which always happens every cycle but no one takes much notice and greed prevails

if you are running a low LVR, then all is sweet. no debt = even better but it's a get rich slow mentality as you add to stocks with your own money if they go down.