Thought to summarize this morning's presentation for those who...

Thought to summarize this morning's presentation for those who didn't have a chance to participate, feel free to add more points in case I missed anything:

From Rob:
1.Strong quarterly growth due to GME event. Growth will be consistent with historical norm ~3-4k new active user per month for the current quarter;
2.SWF will be able to compete with traditional broker very soon: accelerated R&D and new function development; will also look into Crypto-currency trading, if users show strong demand;
3.ANZ/NWL: NWL has only one custodian account with ANZ, hence pointless for ANZ to continue paying NWL high-interest margin. SWF has ~150k accounts with ANZ and is one of ANZ's biggest clients. Interest revenue accounts for only a minority portion of total revenue, also ANZ needs to give 12 months of lead time if they want to re-negotiate rates with SWF; so far ANZ has not informed SWF regarding any rate changes. New business contract in negotiation between SWF and ANZ, which will provide cost-saving benefit to SWF, and offset any potential change in interest rates;
4.Continue to improve customer service and onboarding process, to ensure speed conversion from application -> active trader;
5.Subscription revenue substantially increased, and expect it to grow further as new functions being offered to traders. New premium package: A$240/year subscription (including 15 free trades), expect high user take up. (assume 100k users at the end of FY, this indicates a revenue potential up to A$24m)