cold call from nab, page-10

Thanks for all your replies so far.

I do not want to go with another bank or finance company. Am happy with NAB.

Just want to know if I am missing anything here.

I did want to keep both loans to try and pay the smaller one off first, however a saving is a saving.

Why didn't they offer me it earlier? Because one loan was a fixed loan, which will expire January (to which the new loan will be implemented).

Thanks anyway, appreciate the help guys (and gals), I really do.