Collapse of banking system imminent

For mum and dad investors in the banks equities..
beaware..
that there is no recovery possible in the banks business..for many reasons.
covid + recession
zero interest rates
globalization
rationalization
exhorbitant management fees..
the banks stocks have been on free fall for more than 3 years. And will continue so..
trading now below 2009 crisis,
still to expansive,
coz before that Westpac was a 5 Dollars share with strong assets,,
now they have nothing, except than hopeless management, with lots of misconducts.
and no real assets..
message from a swiss bank,
saying stay away,,
no recovery and collapse pending
for many years..
no
Advice here just a friendly call.