My wife stopped working several years ago to care for our special needs son.
Whilst this was a massive career sacrifice for her and one our son and I are truly grateful she made, her superannuation fund has really slowed in growth and contributions are now only coming from the ones I make myself once a year.
Being that we will more than likely be on a single income for the foreseeable future, combining our two accounts into one seems to be the most logical thing to do (less fees, charges etc).
I have spoken a few times with out financial adviser and she has mentioned a self managed fund, but has spoken of high costs and time involved and we are at a loss as to which would be the best way to go from here.
Any help, information or advice would be greatly appreciated.
Cheers.
