re: "or transfer online. which i did, taking 4 nights to eventually show up in account.''
Assuming one transfers from the high interest account to cover a buy trade, if it takes 4 days for amount to be transferred the transaction may not go through if balance falls short and I would expect there would be fees connected with failure.
Could you please clarify if it took that long for the transfer to show up in account or that long to be transferred.
