Comments like this just show how much you struggle to comprehend...

Comments like this just show how much you struggle to comprehend anything past your small business mentality and expectations.

Cirralto are currently using their own money in the bank to fund loans, as they do not pay a fee for borrowing the money. This means that they make more profit but limits to how much they can lend out. This means that they are choosing quality clients for these loans that would be lower risk, keep in mind that clients that will come under the debt warehouse funding could be subject to Cirralto, possibly Invigo and Neu Capital... It wouldn't just be a Cirralto decision.

While funding their own lending, they also have to keep the lights on and pay staff.

If they over capitalize, lights are off and you muppets will rejoice.