Sorry if it sounds silly, but I can’t seem to find the link to the webcast (only the h118). Am I blind or did you record it?
No, you’re right. I can’t find it either, but it was definitely there on Tuesday; unfortunately I did not record it.
Just quickly scrolling through the 1H18 presentation, though (slide 19), I noticed that there was actually a breakdown of the Life COE margin drop for the first half. Product margins caused a 15bp drop and lower asset yields a 19bp drop vs pcp in 1H (partially compensated by other factors, so that the overall drop was by 14bp); so that looks roughly in line with what I was guesstimating above.
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