comsec and cm interest rates , page-9

"We are simplifying your CommSec Cash Management Account structure by combining the expertise of CommSec and the Commonwealth Bank of Australia (CBA) to give you a better trading, transacting and saving experience."

Yeah let's reword that "we are simplifying your cash management account structure" - to "we are cutting the very favourable interest rates we previously offered your idle funds" - although we highlight a better trading, transacting & saving experience.

How exactly does cutting interest rates provide a better saving experience again ? ? ?

and secondly maybe a bit off topic but since they launched the new NetBank - my e-super SMSF Commsec, CDIA, CMA accounts now appear in my my personal account ? ---- i really think i prefered them sepearate why now link them without my consent ? --- maybe if i was retirement age & i could access my super i'd think it was great but when you're still 30 years out it's really better in it's own place i think. How many people do you think would start playing dangerous games when their super balances & access starts sitting along side personal accounts ?