platform is only a part of the overall organisation - You may feel its everything but it is not. They need to have relationship managers for their merchants, merchant support centre, customer support centre, accounting, warehouse management, financial controls and reconciliation, compliance, complaints and disputes, collections, fraud management, data centre management, network management.
You may not be aware but billions of dollars worth of transactions get processed by VISA and MasterCard - It all happens electronically via a platform done by algorithms, yet they employ thousands of people and they don't even deal directly with individual customers or merchants.
APT is multi jurisdictional so they will need to have separate teams in each country.
APT Price at posting:
$23.81 Sentiment: Sell Disclosure: Held
