that’s what I think to. Everyone is on edge they may lose their jobs during this economic downturn. So you want to make sure you have cash incase you are unemployed for a while. So if you need to make a large purchase it makes sense to pay it over time so you have that buffer. That basically sums up the purpose of splitit is to breakup large purchase over time to manage money better. Maybe after all this people may continue with this behaviour of spreading out the purchase of large costs.
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